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SMARTER MORTGAGES. MORE BUYERS QUALIFIED.

Unlock Homeownership. Empower More Buyers.

Turn homebuying affordability challenges into opportunities with a smarter mortgage approach—leveraging energy-driven savings to reduce upfront costs, lower rates, and help more buyers qualify. No extra hassle, just better outcomes for loan officers, homebuyers, and the market.

Down Payment Assistance Calculator

$400,000
3.5%

Unlocked Grant Funds

$14,000

🏆

Est. Tax Credit*

$9,300

Expires Soon
📈

Est. System Size

6.1kW

☀️

Lower Bills

Save Monthly On Utilities

⚡

Your Power

Rely Less on the Grid

* Calculations performed using this calculator are an estimate, are for your convenience and are not a guarantee of financing. Tax credit eligibility requires a federal tax liability. Arcasa Services LLC does not provide tax advice. Please consult a tax professional for guidance on individual tax implications. Consult a tax expert for legal advice.

Your Secret Weapon

For Closing More

More Deals

QuickBid™ instantly shows buyers how solar incentives lower their mortgage costs—helping you close more loans with less resistance.

Comparison table showing mortgage details between traditional FHA and with Arcasa options, including interest rates, mortgage costs, utility savings, tax credits, down payments, and estimated savings over mortgage.

Partners at Every

Step of the Journey

We Optimize Costs Then Reinvest in Buyers

Arcasa streamlines solar integration, unlocking additional savings and flexibility for loan officers to enhance and customize their clients' mortgages.

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LEGACY
SOLAR

LEGACY
LENDING

Thousands in Arcasa Incentives¹

Option for Down Payment Support

Option for Interest Rate Buy Down

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Option for Zero Dollar Down Closing

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Save on Utility Costs

Higher Appraisal Value

30% Tax Credit ²

No Second Lien

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Lower Carbon Footprint ³

One Loan Payment

Rely Less on Power Company

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Ways to Save with Us

Thousands in Solar Incentives Await Your Homebuyers

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Home buyers can save thousands by lowering their interest rate, possibly even making their monthly mortgage payments more affordable.

Interest Rate Buy Downs

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With down payment support, buyers can access funds from qualified sources to make securing a home easier and more attainable.

Down Payment Support

Modern house with solar panels on the roof and large windows, surrounded by greenery.

Home buyers can get into their dream homes with our zero cash-to-close option, letting them move in without draining their savings.

Zero Cash-to-Close

What Experts Say About Solar

Seal of the Department of Pensions and Veterans Affairs of the United States, featuring an eagle and a shield.

"Solar energy is sustainable, renewable, and plentiful. As the cost of using solar to produce electricity goes down each year, many Americans are increasingly switching to solar."

U.S. Department of Energy 

ENERGY.GOV

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"They’ve gotten better, of course, but more importantly, they have gotten cheap — more than 80 percent cheaper since 2009"

David Roberts

VOX.COM

Our Mission:

Bring Affordability & Attainability to Every Home.

We empower individuals to achieve affordable homeownership through innovative fintech solutions. By collaborating with industry professionals, we make home financing frictionless while promoting economic and environmental sustainability for homeowners.

FAQs

  • Sales Commissions: We work directly with local installers, allowing you to skip the solar sales rep. Believe it or not, the average sales commission for a door-to-door solar sales rep can be $4k-$7.5k. Save that money and invest in solar energy while you buy your home.

    Finance Cost: Even though solar is an excellent investment, it is still a sizable purchase. Thus, most Americans buy solar energy using a secondary loan instead of paying cash. That secondary loan can have origination fees of 25%-42%.

  • The short answer is after closing day. The cost of the upgrades can be financed with the mortgage, this means you won't pay a dime after your loan is closed. But the actual work does not need to be completed until after you have the possession of your home. This allows you to not have any added stress leading up to closing day.

  • Once your permit is approved, most projects take only half a day to install. Adding these upgrades to your loan will not delay your closing day, as the installation happens afterward, allowing you to enjoy the upgrades within the first few months of moving in.

  • Despite the many benefits of solar energy, there are recent concerns regarding the solar industry. The two most pressing issues are the aggressive door-to-door sales practices and financing methods used by some companies.

    There are allegations that some companies make grandiose claims about the potential for energy savings to entice homeowners into buying solar panels that may not deliver the promised results.

    Many homeowners finance their solar installations through loans, which can be complex and confusing. In fact, some homeowners end up paying more in loan repayments than the energy savings they receive, which negates the financial benefits of going solar.

    It's important to thoroughly understand the terms of any solar loan and to calculate potential savings and costs before committing to a solar installation.

Take the First Step Towards Brighter Lending